Do you owe money to PRA Group?

If you have debts of £6000 or more, you can write them off with an IVA – from £80 per month

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Who are PRA Group?

The PRA Group UK are a debt collection company.

Their address is:
PRA Group Ltd
2 The Cross

They often call from:
0800 877 2772

Their registered office address is:
PRA Group (UK) Limited Registered Office: Wells House, 15-17 Elmfield Road, Bromley, Kent, BR1 1LT.
Company Registration No 04267803.

Who do PRA Group collect for?

PRA purchase a wide variety of debts. Some of the original lenders include:

  • Barclaycard
  • Lloyds TSB
  • TSB
  • Lloyds
  • MBNA
  • Wonga
  • Instant Cash Loans
  • Other payday loan companies

What should I do?

If you are being pursued by the PRA (Portfolio Recovery Associates) then it means that you have owed money to a company previously and not paid on time or in full.

The company you previously owed money to has now sold the debt to the PRA Group Limited who have permission to collect the debt.

Rather than ignore the issue (as they will likely chase you pretty aggressively), you should take steps to get free debt advice.

Your options for debt help:

If you have over £5000 debt in total, you may be eligible for an IVA.

An IVA will collect all of your debts in to one pot, freeze all of the interest and charges and allow you to make one affordable monthly payment for 5 years. At the end of the 5 years, the remainder of the debt is wiped out.

PRA Group Frequently Asked Questions

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If you ignore your debts with PRA Group, they have the choice of a few different approaches.

PRA Group may make a court claim against yourself. This is a cheap but popular way for them to reclaim their money. If they choose this method, you would receive a claim form through the post and you would either have to pay the money in full or dispute the bill. If you dispute the bill against PRA Group you should take legal advice, as a lot of defences will not work in this situation.

It may be possible to write off any debts that you have with PRA Group if you have a total of £6000 or more of unsecured debts. This can include loans, credit cards, catalogues, payday loans, overdrafts and any other unsecured debt.

PRA Group are a collections agency, this means that they can buy debts from a number of sources and legally pursue them. Some of the most common debts for collections agencies are council tax arrears, parking fines, benefit overpayments, loans, credit cards, telephone bills, water and utility bills.

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