Moorcroft Debt Recovery: This is How You Can Stop Them Today

Have The Moorcroft Group recently contacted you about your debts?

You are not alone. In fact, there are over 8 million people in the UK struggling with some degree of debt, and it’s estimated that Moorcroft Debt Recovery has over 1.5 million live accounts on their system at any one time.

Still, when you owe money to a debt collection agency, it can feel very daunting.

But do not panic.

Can You Stop them Instantly?

We are a dynamic and friendly team. We act on your behalf and we are always on your side. This means that we will be able to take complete control of your debt situation without telling anybody and work with you on a long term solution to the problem.

We’ve created this thorough guide to tell you everything you need to know if Moorcroft has contacted you about your debt repayment. By the end of this guide, you’ll have a clear path to getting your finances back on track, and stopping the exhausting contact from debt collectors.

But first, it’s important that you understand exactly what Moorcroft Debt Recovery is, and what the company does…

I’ve received a letter from The Moorcroft Group: What Should I Do?

If you’re reading this page, you’re probably received a letter from Moorcroft, informing you of your debt.

There’s no need to panic, you’ve landed in just the right place.

But you do need to act swiftly.

This letter you received will usually request the outstanding payment, plus charges. It’s likely to follow a set template and is triggered automatically after a certain time period.

Now, we understand how it can be tempting to ignore this first letter and wait to see what happens next. After all, it’s not easy to deal with debt or debt collection, and we appreciate that at times it can be overwhelming.

But the more time that passes, the further into the collection process you will find yourself, making it more difficult to get the help you need.

Who do Moorcroft Group collect for?

But what if Moorcroft Group visit me?

Again, while we strongly suggest that you seek our debt advice at this stage, it’s useful to be prepared in case Moorcroft makes a visit to your property.

There’s one golden rule here: do not let Moorcroft Debt Recovery agents into your home. 

Make sure that you lock all of your doors and other access points to your property. Moorcroft agents are not bailiffs. So if your doors are locked and you do not invite agents into your home, they cannot legally enter. Debt collection agencies do not have the same powers as bailiffs, but they have been known to over-represent their powers.

We understand a visit like this can be a very scary and intimidating experience. That’s why we suggest that you contact an independent advice company, like IVA Advice.

Still, you should be informed on exactly what Moorcroft is legally entitled to do. Read on to find out exactly what could happen next.

What rights do Moorcroft have?

As a debt collection agency, Moorcroft can legally chase you for repayment, but they cannot harass you or call you at unreasonable times.

Unfortunately, your idea of ‘unreasonable’ may differ from theirs. Expect multiple phone-calls, letters, and visits. This can feel very invasive and can be tough to deal with psychologically, as well as financially.

You should also know that Moorcroft debt recovery agents cannot claim excessive collection charges, or threaten legal action against you if it is unlikely to take place.