Do you owe money to Lucas Credit Services?
If you have debts of over £5000, you may be able to write off your debt with an IVA
Who are Lucas Credit Services?
Lucas Credit Services are a UK based debt collection company. Their full company name is Lucas Credit Services Limited. They are registered by the FCA to collect debts in the United Kingdom.
If you have received a letter of a card from this debt collector, contact us immediately for independent, confidential and free debt advice. We will explore all of your options, with the aim of stopping this debt collector from being able to take any further action. But you must act quickly! Our advice is 100% free, we aim to help you as quickly and efficiently as possible.
So, let’s find out more about Lucas Credit and how they work …
Will Lucase Credit Services come to my house to collect debts?
Lucas Credit Services may have appointed field agents to make home visits to discuss the alleged debt. These visits can be very distressing not only for the person who is the named debtor, but for the entire family. These methods can have a detrimental effect to your mental and physical health, and to the people around you.
These are all very common tactics which Lucas Credit Services use to get in touch with the people who owe them money. Without appointing a debt company to represent you, this may continue.
As a long-established independent debt website, we have a vast experience of dealing with creditors such as Lucas Credit Services. We understand the tactics that they use, and we can work with you to get them to stop.
Will they chase me if I don’t pay them in full?
The first point of contact which Lucas Credit Services may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by Lucas Credit Services if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just Lucas Credit Services. It is important to not take these letters personally. There is help at hand, but you should act quickly.
If you have been contacted by Lucas Credit Services, contact us immediately and we will try to deal with them on your behalf.
How IVA Advice can help…
When you first contact us, you will notice that all of our employees are vastly experienced in dealing with creditors such as Lucas Credit Services. As one of the largest debt websites in the United Kingdom, we pride ourselves in dealing with a high amount of debt related queries in an empathetic, effective and speedy fashion.
We request reviews from every single customer who we help, some of them have given very detailed feedback on how we have helped them and how it has completely changed their lives (in a very short space of time). So please check out these reviews and see for yourself!
We deal with a variety of debt solutions and a wide range of debt companies. This means that you will always find the best debt solution for yourself, without exception. As we are not tied to any one particular company, we can work hard to ensure you repay the very minimum that you need to.
If you are worried about Lucas Credit Services, you should contact us immediately by calling the number on top of this page, or by clicking “Get Started for Free”.