Do you owe money to Halifax Bank of Scotland?

If you have debts of over £5000, you may be able to write off your debt with an IVA

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Halifax Bank of Scotland

Have Halifax Bank of Scotland visited your home, called you, text you or sent you a letter? Halifax Bank of Scotland are a debt collectors who have either bought debts related to you or represent companies who are looking to collect debts related to you.

If you have received a letter of a card from this debt collector, contact us immediately for independent, confidential and free debt advice. We will explore all of your options, with the aim of stopping this debt collector from being able to take any further action. But you must act quickly! Our advice is 100% free, we aim to help you as quickly and efficiently as possible.

Halifax Bank of Scotland are a Debt Collection company with a company number of SC327000.

Their full company name is Bank Of Scotland Plc.

Their website address is

You can contact them directly on 0113 242 1984. Alternatively, you can email them on

Their address is:

The Mound, Edinburgh, EH1 1YZ

Important: Do not let Halifax Bank of Scotland into your home, no matter what they tell you. Contact us immediately and we will try to deal with them on your behalf.

Halifax Bank of Scotland Frequently Asked Questions

If you ignore your debts with Halifax Bank of Scotland, they have the choice of a few different approaches.

Halifax Bank of Scotland may make a court claim against yourself. This is a cheap but popular way for them to reclaim their money. If they choose this method, you would receive a claim form through the post and you would either have to pay the money in full or dispute the bill. If you dispute the bill against Halifax Bank of Scotland you should take legal advice, as a lot of defences will not work in this situation.

It may be possible to write off any debts that you have with Halifax Bank of Scotland if you have a total of £6000 or more of unsecured debts. This can include loans, credit cards, catalogues, payday loans, overdrafts and any other unsecured debt.

Halifax Bank of Scotland are a collections agency, this means that they can buy debts from a number of sources and legally pursue them. Some of the most common debts for collections agencies are council tax arrears, parking fines, benefit overpayments, loans, credit cards, telephone bills, water and utility bills.

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