Credit Fix

Who are Credit Fix?

Credit Fix are the largest IVA company in the UK. They  are based in Glasgow and Manchester and have over 100 employees processing IVA’s and Scottish Trust Deeds.


An IVA is a formal agreement with the people that you owe money to. It means that you will make an agreement with your creditors to repay a minority percentage of your debts over monthly payments. This works well for some customers as it helps them to consolidate all of their debts into one monthly payment. The monthly payment amount is based on your affordability, so your insolvency practitioner will always make sure that this amount is affordable now and in the future.

To see if you are eligible for an IVA, use our free IVA calculator below.

IVA Calculator

Credit Fix have helped over 50,000 people with IVA’s and Trust Deeds in the UK. Most of their business is generated by IVA companies who use their Insolvency Practitioners to process their IVA’s and Trust Deeds.

Their Insolvency Practitioners are:

  • David Rankin
  • Susan Wriglesworth
  • Samantha Warburton
  • Katy Walker

Reputation and Reviews

Credit Fix have a reputation as a bulk IVA processing machine. This means that they may lack the personal touch you would expect to receive from a smaller Insolvency Practice. This is completely down to your personal preferences, although Credit Fix may be a bit rigid in their approach.

They have a very high amount of reviews on their Trustpilot site, which indicates the general quality of service is of a high level.

Do I Qualify?

To qualify for an IVA with Credit Fix, you will need to have the following:

  • Over £6000 worth of debt
  • 2 or more creditors
  • Living in the UK
  • Insolvent
  • Over 18 years of age
  • Have a regular income

If you think you match the above criteria and you would like to apply for an IVA click here.

Credit Fix Details

Glasgow Office:
4 West Regent Street, Glasgow G2 1RW

Manchester Office:
Lowry Mill Lees Street, Pendlebury, Swinton M27 6DB

Carlisle Office:
Unit 50. Carlisle Enterprise Centre, James Street, Carlisle CA2 5BB

Head Office:
Avonlea, Demesne, Lucan, Co Dublin, Republic of Ireland