by Jonathan Michaels | May 10, 2023 | Uncategorized
Hey, financial whizzes! Today, we’re diving into the deep, dark world of Individual Voluntary Arrangements (IVAs). We’re tackling questions like “Can you hide a bank account from an IVA?” and “Do IVA check your bank account?”...
by Ethan Combes | Sep 21, 2018 | Uncategorized
When it comes to debt management there are various options available to both the ‘creditor’ (the person to whom the money is owed) and the ‘debtor’ (the person who owes the money). In the vast majority of cases, debts (howsoever caused) can be dealt with on an...
by Jonathan Michaels | Aug 7, 2018 | Uncategorized
What is a secured loan? A secured loan (also known as a homeowner loan) is when you borrow money and use your house as security against the loan. This would mean if you did not keep up with the payments on your homeowner loan, your property could be at risk. A...
by Jonathan Michaels | Jun 11, 2018 | Uncategorized
The fear of losing your home is frightening for just about anyone. However when you’re heavily in debt and creditors start making threats about taking your home through bankruptcy and insolvency, or that they’ll tell your landlord that fear becomes magnified. However,...
by Jonathan Michaels | Jun 11, 2018 | Uncategorized
Over the last few years, IVAs have rocketed in popularity, but like any popular financial product there will always be instances where it should not have been sold to someone as they were unsuitable. The Financial Services Authority and the Insolvency Service has laid...
by Jonathan Michaels | Jun 11, 2018 | Uncategorized
To most people, a wedding is a lifetime event that they cannot afford to trivialize. But, with average prices going through the roof (£20,000 on an average), the dream wedding may remain a dream for most working class couples. This begs a pertinent question: Is it...
