Chat with us, powered by LiveChat

What is the Insolvency Register?

When it comes to debt management there are various options available to both the ‘creditor’ (the person to whom the money is owed) and the ‘debtor’ (the person who owes the money). In the vast majority of cases, debts (howsoever caused) can be dealt with on an...

What are Secured Loans?

What is a secured loan? A secured loan (also known as a homeowner loan) is when you borrow money and use your house as security against the loan. This would mean if you did not keep up with the payments on your homeowner loan, your property could be at risk. A...

IVA’s And Your Property

The fear of losing your home is frightening for just about anyone. However when you’re heavily in debt and creditors start making threats about taking your home through bankruptcy and insolvency, or that they’ll tell your landlord that fear becomes magnified. However,...

Have You Been Mis-Sold An IVA?

Over the last few years, IVAs have rocketed in popularity, but like any popular financial product there will always be instances where it should not have been sold to someone as they were unsuitable. The Financial Services Authority and the Insolvency Service has laid...

Half the nation struggles to pay their bills

Over half of the nation are struggling to cope with their finances, with nine million more people experiencing financial difficulties than seven years ago says debt management company IVA-Advice.co. A new study by the Money Advice Service (MAS) into the state of the...