How Does an IVA Affect Your Home and Property?
Will you lose your house if you get an IVA? Here's what happens to your home during an IVA, how equity release works, and what happens if …
Blogs
Bankruptcy vs IVA: Which Is Right for You?
Honest comparison of bankruptcy and IVAs — duration, costs, your home, your job, and when each is the better choice. Includes DRO as a third …
Statute of Limitations and debt in the UK - Everything you need to know
The Statute of Limitations on debt in the UK means that you might not have to pay your debt if too much time has passed for your creditor to …
ACT Credit Management: How to Deal With Them
ACT Credit Management collects debts for UK local authorities and utility companies. Here's who they are, what they can do, and how to …
Can Bailiffs Force Entry to Your Home?
Bailiffs can't break in on the first visit. They need peaceful entry or a separate court order. Here's when they can and can't force entry.
Can You Hide Money from an IVA?
Hiding money, assets, or income from your IVA is a breach of the arrangement. Here's what happens if you try — and why it's not worth the …
Can You Rent with an IVA?
Yes, you can rent with an IVA. But landlords will see it on credit checks. Here's how to find rental properties and what to tell letting …
Does an IVA Affect Your Job?
An IVA won't affect most jobs. But if you work in finance, law, or the armed forces, you might face restrictions. Here's what employers can …
DWP Debt: Benefit Overpayments and How to Deal With Them
If the DWP says you've been overpaid benefits, they can recover the money from future payments. Here's how overpayment recovery works and …
How to Find Out All Your Debts
Not sure exactly what you owe? Here's how to get a full picture of your debts using free credit reports, creditor letters, and HMRC records.
What Can Bailiffs Actually Take?
Bailiffs can take luxury items like TVs and cars to sell at auction. But they can't take essential items, tools you need for work, or …