Do you owe money to Penham Excel?

If you have debts of over £5000, you may be able to write off your debt with an IVA

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Penham Excel

Have Penham Excel visited your home or sent you a letter? Penham Excel are a bailiff company who are authorised by Birmingham Civil Justice Centre to collect debts owed to their clients.

If you have received a letter of a card from this bailiff, contact us immediately for independent, confidential and free debt advice. We will explore all of your options, with the aim of stopping this bailiff from being able to take any further action. But you must act quickly!

Penham Excel are a Private limited Company with a company number of 03858546.

Their address is:
59-61 Charlotte Street St Pauls Square, Birmingnam, West Midlands, B3 1PX

Penham Excel were incorporated on 10/13/1999.

Their license was granted on 23/11/2017.

Important: Do not let Penham Excel into your home, no matter what they tell you. Contact us immediately and we will try to deal with them on your behalf.

Your rights:

  • Bailiffs can not push past you to enter your property.
  • They can not enter your property between 9pm and 6am.
  • They can only enter through a door.

An enforcement agent can visit your home when you do not pay your debts on time. They usually look to collect parking fines, court fines, council tax arrears, CCJ’s and family court judgements.

Bailiffs are sometimes known as:

  • Civilian enforcement officers
  • County court and family court bailiffs
  • High court enforcement officers
  • Certificated enforcement agents

Penham Excel Frequently Asked Questions

If you ignore your debts with Penham Excel, they have the choice of a few different approaches.

Penham Excel may make a court claim against yourself. This is a cheap but popular way for them to reclaim their money. If they choose this method, you would receive a claim form through the post and you would either have to pay the money in full or dispute the bill. If you dispute the bill against Penham Excel you should take legal advice, as a lot of defences will not work in this situation.

It may be possible to write off any debts that you have with Penham Excel if you have a total of £6000 or more of unsecured debts. This can include loans, credit cards, catalogues, payday loans, overdrafts and any other unsecured debt.

Penham Excel are a collections agency, this means that they can buy debts from a number of sources and legally pursue them. Some of the most common debts for collections agencies are council tax arrears, parking fines, benefit overpayments, loans, credit cards, telephone bills, water and utility bills.

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