Absolutely amazing, hassle free, my rep was brilliant and i was treated impeccably, 5 stars across the board
Very professional and helpful explains everything
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If you have received a letter or a card from a high court enforcement officer, contact us immediately for independent, confidential and free debt advice. We will explore all of your options, with the aim of stopping this enforcement agent from being able to take any further action. But you must act quickly!
Important: Do not let a High Court Enforcement officer into your home, no matter what they tell you. Contact us immediately and we will try to deal with them on your behalf.
- Bailiffs can not push past you to enter your property.
- They can not enter your property between 9pm and 6am.
- They can only enter through a door.
An enforcement agent can visit your home when you do not pay your debts on time. They usually look to collect parking fines, court fines, council tax arrears, CCJ’s and family court judgements.
Bailiffs are sometimes known as:
- Civilian enforcement officers
- County court and family court bailiffs
- High court enforcement officers
- Certificated enforcement agents
Do you need help with High Court Enforcement officers?
Will High Court Enforcement officers come to my house to collect debts?
High Court Enforcement Group Ltd may have appointed field agents to make home visits to discuss the alleged debt. These visits can be very distressing not only for the person who is the named debtor, but for the entire family. These methods can have a detrimental effect to your mental and physical health, and to the people around you.
These are all very common tactics that High Court Enforcement officers use to get in touch with the people who owe them money. Without appointing a debt company to represent you, this may continue.
As a long-established independent debt website, we have vast experience of dealing with creditors such as High Court Enforcement Group Ltd. We understand the tactics that their court enforcement services use, and we can work with you to get them to stop.
How will a High Court Enforcement officer chase me if I don’t pay?
Creditors such as High Court Enforcement Group Ltd use computer systems (often known as customer relationship management systems) to keep on top of their debtors. They often follow a debt process that will make them the most profit. These methods are often seen as aggressive and you may have seen documentaries and news articles criticising the heavy-handed nature of court enforcement services and bailiffs.
Although the Government have come some way to reduce the powers of high court enforcement officers, the main tactic continues: intimidation.
The first point of contact which a High Court Enforcement officer may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full.
These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by High Court Enforcement Group if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just High Court Enforcement Group Ltd. It is important to not take these letters personally. There is help at hand, but you should act quickly.
If you have been contacted by High Court Enforcement Group, contact us immediately and we will try to deal with them on your behalf.
How can we help?
We request reviews from every single customer who we help, some of them have given very detailed feedback on how we have helped them and how it has completely changed their lives (in a very short space of time). So please check out these reviews and see for yourself!
We deal with a variety of debt solutions and a wide range of debt companies.
This means that you will always find the best debt solution for yourself, without exception. As we are not tied to any one particular company, we can work hard to ensure you repay the very minimum that you need to.
What rights does a High Court Enforcement Officer have?
Any company which chases customers for outstanding debts have to follow a very strict code of conduct. In our opinion, this still needs to be tightened up as it seems to rely on intimidation. This is usually demonstrated by the field agents who visit your home. The field agents are usually male, large in stature and they try to command authority with their tone of voice and actions.
But in reality, companies such as High Court Enforcement Group are only interested in collecting as much money back in debts as they can. The welfare of the debtors is usually the last thing on their mind.
A High Court Enforcement Officer can exercise the following rights:
- They can send letters to addresses where they think that you live, including new addresses which you have not provided to them
- They can call you on phone numbers which they believe you to have access to
- They can visit you at your home, or appoint representatives to visit you at home
- They can add charges, interest and penalties in accordance with the original agreement you entered into
- High Court Enforcement Officers may have the “right to offset”. This usually happens in situations when you have a debt with a bank, but you may also have money held within that same bank (for instance a credit card and a current account)
- If you do not pay on time, High Court Enforcement Group may register a default on your credit file. This sometimes happens very quickly, but you should be given notice of this upfront. If a default is registered on your credit file, it has a very negative effect on your credit rating and your ability to gain credit in the future
- High Court Enforcement Group enforcement agents can apply for a county court judgement (CCJ). If a CCJ is registered on your credit file, it has a very negative effect on your credit rating and your ability to gain credit in the future
- If your debt with High Court Enforcement Group is over £5000, they can issue a statutory demand. This is usually the first step in petitioning for your bankruptcy. You would need to appoint a legal representative (usually a solicitor) to represent you in these circumstances.
What is a ‘writ of control’?
A Writ of Control arises where a debtor fails to repay their outstanding debts from their account (or within three months). If you’re owed money such as wages, interest on debts or bank charges then it’s worth getting in contact with your nearest Citizens Advice Bureau who may be able to help you find out what rights you have.
What rights do I have against a high court enforcement officer from High Court Enforcement Group?
As a citizen of the United Kingdom, you are given certain rights to protect you and your family’s well-being.
- High court enforcement officers can not harass you. They can contact you as many times as they want as long as this is ‘reasonable’. This does not have any solid definition but be assured that this means that you should not feel harassed by High Court Enforcement Group. You cannot use this as a defence to avoid repaying your debt. You can ask that High Court Enforcement Group only contact you in writing, but if you do this you must make sure that you are responsive to these letters.
- High Court Enforcement Group cannot send an enforcement agent to speak to your family, friends or neighbours about your debts. This is in line with UK data protection laws.
- High Court Enforcement officers cannot pretend that they have powers that they do not possess. In the past, an enforcement agent might have used documents that looked like an official court document to trick people. A law has passed to prevent this from happening now.
- High Court Enforcement Officer cannot be threatening, abusive or tell lies to collect debts.
Are they legit?
Their address is: 2 Marine Road, Colwyn Bay, Clwyd, LL29 8PH
High Court Enforcement Group Ltd was incorporated on 9/5/2002.