If you have debts of over £5000, you may be able to write off your debt with an IVA
Very professional and helpful explains everything
Very friendly and helpful
very friendly polite people explain everything clearly to you recommended this company
If you watch TV, no doubt you have heard of DCBL. They are the bailiff company from the popular TV programme “Can’t Pay? We’ll Take It Away”.
But do you want to know what stops DCBL being able to “Take It Away”? A professional debt company. That’s right, if you have a professional debt company representing you, you won’t get any further visits from DCBL. In fact, you will no longer hear from them ever again.
But you have to act quickly. You need to reach out to us quickly, before the collection process goes too far. It is nearly impossible to un-repossess a car and valuables if you owe people money. You can stop that from happening in the first place by getting in touch with us first.
You can only stop bailiffs if you are entering a long term debt solution. That’s where we come in. Our friendly team act quickly on your behalf to stop all enforcement action. We will provide you with a reference number. With this reference number, the bailiffs will be sent packing.
Who are DCBL?
- debt recovery
- high court enforcement
- security services.
- Move your car out of your driveway or anywhere near your house
- Contact us immediately. We will provide you with a reference number which will stop all contact from DCBL and your other creditors. But you must act quickly, for this to be effective.
Are DCBL legit?
Yes, DCBL debt collectors are a Private Limited Company (Ltd) registered with Companies House through company number 07408649. They have a registered office in Cheshire.
The company is authorised and regulated by the Financial Conduct Authority.
What does DCBL mean?
DCBL is short for Direct Collection Bailiffs Ltd.
Who owns Direct Collection Bailiffs Ltd?
According to Companies House, the current Directors of this debt collection agency are:
- Darren Connor
- Stephen Pinner
- Gary Robinson ( the current CEO)
- Simon Williamson
Why are DCBL contacting me?
If you have received a letter, phone calls, or text messages from DCBL, or even a visit from DCBL bailiffs, they are likely to be offering debt collection services to a company you owe money to. Perhaps you have broken the terms and conditions of a credit agreement or incurred a fine when parking your car.
You will likely receive a DCBL letter which explains which organisation they are acting for. Please check the information on the message carefully to make sure the debt does belong to you. The debt collection agency may sometimes be chasing someone who previously lived at your address or perhaps a family relation. Don’t let the collections process proceed to the next stage based on incorrect information.
Who do DCBL collect for?
They collect for a wide range of consumer and commercial debts including:
- Parking fines
- Unpaid rent from tenants
- Unpaid loan accounts
- Credit card debt
- Unpaid utilities
Do bailiffs send letters first?
The standard practice is for DCBL bailiffs first to send you a letter, often called a ‘notice of enforcement’. These individuals are also known as high court enforcement officers. This letter typically outlines your debt balance, which creditors it relates to, and gives you seven days to pay the balance in full before DCBL bailiffs visit you.
Typically a bailiff will eventually visit your property if you fail to come to an agreement with the debt collection agency for how you will repay your debt balance, or if you have not responded to their communications. Then the debt collectors may take your case to court. One exception to this procedure is for debt relating to HMRC, such as unpaid taxes. In those cases, bailiffs can visit your property without the need for court action.
If you’re not sure how to deal with DCBL, then you can contact an advisor within our team who can connect you with free debt advice. Call us on freephone 0330 1228447 or click on ‘Get Started For Free’. The sooner you get in touch, the sooner we can offer you our support.
Can DCBL bailiffs force entry into my property?
For the majority of debts, DCBL bailiffs are not allowed to force entry into your home. They can only enter through your door with your permission during certain times of day, and only if there is an adult present. We recommend that you do not let bailiffs or a debt collector into your home; otherwise, they may start taking control of goods that amount to the debt repayments they are seeking from you.
Bailiffs who are collecting criminal fines or HMRC-related debt can force entry to a property under particular circumstances.
How many visits can bailiffs make to my property?
There is no set limit to the number of visits a bailiff can make to your property. They are likely to add additional fees to your total debt account every time they visit, meaning the enforcement officers will be looking for more assets to take away, or items they can sell for a higher price.
What property can a bailiff take?
If a bailiff has entered your property with your permission, or they have the legal right to force entry, then they can seize goods to sell to pay off your debt.
The ‘Taking Control of Goods Regulations’ specify what items they can and can’t take.
Typically an enforcement officer can not remove essential items including:
- Items required to care for children
- Vehicles displayed a disabled person’s badge
- Work equipment to a certain value
What rights do I have if DCBL are chasing me?
Being chased by debt collectors and bailiffs can be a very stressful experience. As a UK citizen, you have several rights, including:
- You should not feel harassed, threatened, verbally or physically abused
- The collector should not discuss the details of your debt with friends, family or neighbours
- The debt agency can not lie to you
- They can not forge documents to appear to be official court documents
- Bailiffs can only visit between 6 am and 9 pm, and only if an adult is present
- In most cases, bailiffs can not force entry to your property
What’s the best way to deal with DCBL?
Dealing with debt collectors and bailiffs on your own can be a frightening experience. In fact, things can often feel out of control and like there is nothing you can do.
However, there is an end in sight. If you find the right debt advice, your future will soon look a lot brighter.
How we can help you
If you are facing debt problems and a debt agency is chasing you for payments, we may be able to help you.
We work with a wide range of debt companies and solutions. We’ll carefully listen to your situation and help you to understand your rights. We’ve supported hundreds of clients to free themselves from stressful collections processes by finding a debt repayment approach that works for their circumstances.
Call us today on 0330 1228447, and we’ll walk you through the steps to improving your debt situation.
DCBL Frequently Asked Questions
How can I write off my debts?
If you have unsecured debts that total £5,000 or more, then you may qualify for an Individual Voluntary Arrangement (IVA).
Where are DCBL’s offices?
DCBL debt recovery operate from five regional offices, spread across the UK map, with contact information as follows:
- LONDON: Solar House, 915 High Road, North Finchley, London, N12 8QJ
- MIDLANDS: Colmore Plaza, 20 Colmore Circus, Queensway, Birmingham, B4 6AT
- WALES: Sophia House, 28 Cathedral Road, Cardiff, CF11 9LJ, Wales
- THE NORTH WEST: Direct House, Greenwood Drive, Manor Park, Runcorn, Cheshire, WA7 1UG
- SCOTLAND: Barn Cliuth Business Centre, Town Head Street, Hamilton, ML3 7DP
How can I contact DCBL?
The primary contact number for DCBL’s debt collecting services is 0203 434 0423. Their website is https://dcbltd.com/.
Each DCBL regional office also has specific contact details for calls as follows:
- London 0203 613 0151
- Midlands 0121 581 0076
- Wales 0292 235 0137
- North West 01606 608 267
- Scotland 0141 326 0016
DCBL do not list an email address for debtors to contact them through on their website.
They provide a contact form and the email address sales@DFMSltd.com for companies interested in their services, such as debt collection and security.
How can I pay DCBL bailiffs?
DCBL have an online payment portal on their website. To login, you need:
- Your customer reference number
- Your postcode
The portal allows the debtor to make payments by credit card and debit card. You can also call the company to discuss a repayment plan or a settlement offer.
What if I have complaints about DCBL?
- By phone: 0203 298 0201
- By email: firstname.lastname@example.org
- By post: Direct Collection Bailiffs Ltd, Direct House, Greenwood Drive, Manor Park, Runcorn, Cheshire, WA7 1UG, England
What if I’m unhappy with DCBL’s response to my complaint?
As the Financial Conduct Authority regulates the company, you can refer your complaint to the Financial Ombudsman Service (FOS) where it relates to a product that comes under the Consumer Credit Act.
For other complaints, you can contact the Credit Services Association at email@example.com.
Where can I go for free debt information and advice?
- National Debtline
- Citizens Advice Bureau
- Debt Advice Foundation
Can DCBL take money straight out of my wages?
It’s possible for a creditor to seek a court order, known as an ‘attachment of earnings order’, which allows them to take money directly from your salary each month.
Do DCBL collect for HMRC?
At the time of writing, they are not one of the debt collection firms that HMRC list on their website.
What is ‘reasonable force’?
In certain circumstances, bailiffs are legally able to enter your property using reasonable force. This term generally means one of the following scenarios in England and Wales:
- They can enter through an unlocked door or window
- They can use a locksmith.
What services do DCBL offer?
The company offers a range of services for clients across the UK including:
- Executing High Court Writs and County Court Judgments (CCJs) that have a value of over £600
- Removing tenants and squatters from properties, known as residential possession services
- Enforcing Employment Tribunal awards
- Removing travellers from private land
- Collecting overdue rent on commercial properties
What is a County Court Judgment (CCJ)?
A creditor can apply for a CCJ through the courts, which enables them to take further action to recover your debt. Unless you pay the debt within 30 days of the court granting the CCJ, then this will stay on your credit report for six years and limit your ability to secure further lending, such as a mortgage.