If you have debts of over £5000, you may be able to write off your debt with an IVA
Court Enforcement Services are a bailiff company that is authorised by Swansea Civil Justice Centre to collect debts owed to their clients. Their license was granted on 15/03/2019.
If you don’t pay your debts, an enforcement agent can come to collect. They are usually looking for parking fines, court fines and council tax arrears.
An enforcement agent can then either apply to the court for a writ to seize and sell your goods, or they can take control of your bank account.
If you don’t pay up within a certain period these court enforcement service agents will have the right to start taking control of your assets.
Important: Do not let Court Enforcement Services into your home, no matter what they tell you. Contact us immediately and we will try to deal with them on your behalf.
Let’s find out more about Court Enforcement Services and how they work…
Will Court Enforcement Services come to my house to collect debts?
Court Enforcement Services may have appointed field agents to make home visits, but debt collectors are prohibited from coming into your house without permission.
These visits can be very distressing not only for the person who is the named debtor but also to everyone around.
These methods have been shown by research and studies as harmful, both mentally and physically
These visits from collectors are upsetting for anyone being pursued; a study has found that these things actually affect people’s mental health over time in aggressive ways too – causing them anxiety or even depression with their current situation. Many people find themselves struggling when it comes time for them to make payments that they owe because of various reasons such as unexpected expenses coming up unexpectedly which cause financial problems among other things. When this happens there is often an increased risk of someone not being able to afford court-ordered fines like child support or traffic tickets owed amongst other things so hiring a professional could help reduce some more serious consequences down the road.We have a proven track record of getting creditors to back off, and we can help you do the same
We know your creditor is not making it easy for you right now – they’re constantly harassing you or calling to get their funds repaid. But what if we told you that there’s hope? We’ve helped countless individuals get out of debt before by working with court enforcement services on their behalf – let us work with them again for you so these calls stop!What rights do High Court Enforcement Services have?
Counter Enforcement Services Ltd are not bailiffs. Even so, court bailiffs are not allowed to force entry into your home.
They may only enter if they are invited in by you or someone over 16 who lives with you
In contrast, a High Court Enforcement Officer has the right to force entry and seize goods without your express permission. They can enter if collecting on unpaid debts such as:
- unpaid criminal fines
- Income Tax
- Stamp Duty
Forcing entry into someone’s property to collect a debt should only ever be used as an absolute last resort by the bailiffs.
It has been known for High Court Enforcement Officers to attend business addresses, such as warehouses and retail outlets, but it is always better if the goods can be seized from a home or office address.
Will Court Enforcement Services try to enter my home?
In order to keep your property safe and secure, you must lock all doors. Any unlocked door is an opportunity for Court Enforcement Services Ltd to access the building or premises.
A common tactic is for Court Enforcement Services to knock on your door and then enter when you open the door
But be aware that they are not allowed to push past you, we have seen this happen many times, unfortunately. The best way to protect your property is by installing a lock on the door and making sure it’s always locked. If someone still comes knocking at your door without an appointment or you don’t recognize them in any capacity then make them leave immediately before they have time for their plan of attack.How do I avoid situations where Court Enforcement Services must gain entry into my home?
No one will ever have to kick down your door and come after you if you take action now. We will give you the advice you need to avoid these situations entirely. You can reduce the risk of property repossession, but it is best to be prepared by knowing your options and how to respond in case things do not go as planned.Can Court Enforcement Services remove goods from my home?
The Court Enforcement Services will remove goods to the value of your debt amount. This usually includes any vehicles parked outside the property, which are typically worth a lot more than what you owe!
If you are going to be receiving a visit from bailiffs, we recommend that if your vehicles are outside the property, try moving them before they arrive in order to avoid having them clamped.
Court Enforcement Services is not permitted to take goods that are unrelated to the person who owes money. But this can be tricky as it’s up to you to prove they’re not yours, and without an affidavit from a third party saying so, there may be little proof of your innocence on hand for them. Court Enforcement Service are also unable to take essential items. This includes essential kitchen appliances and items that are necessary for your job.
How do I stop Court Enforcement Services Ltd?
Court Enforcement Services can be stopped by taking action. One way to do this is through a formal arrangement such as insolvency or an IVA (Individual Voluntary Arrangement).
An IVA is a formal insolvency procedure and is one of the most common ways to deal with unsecured debt. In an IVA you pay back your debts over a period that could be anywhere between 1 and 5 years.
The timescale depends on how much money you can afford to pay each month towards your debts and is usually worked out by an insolvency practitioner.
An IVA is the recommended option for those who are looking to permanently reduce their overall debt, not just pay it off in full over a short period of time. This is because an IVA will allow you to keep your assets and also clear any mortgage arrears too.
Do High Court bailiffs have to give notice?
Yes. The legal term for giving notice is “notifying”.
The agent/bailiff must inform the liable party that they are about to enforce their order and what action will be taken (“enforcement against goods”). This should be in writing (as well as verbal) using a statement of enforcement and is carried out on the date of service after the order becomes enforceable.
The High Court has to make an Order for a bailiff to enforce it. This includes notifying the party who is liable, breaching, or is about to breach.
There will be exceptions for people in the local area and when the debtor is from abroad which would limit or eliminate notice time.
The service of documents by court enforcement agents also needs no particular formality (it can be through the post) as long as the Agent informs him in person before he starts the work that he is entitled to arrest and then tells him how this power might affect his case.
Are Court Enforcement Services and Elliott Davies the same company?
Court Enforcement Services Ltd have are also trading as Elliott Davies.
Their registered in England office is: Floor 9 Peninsular House, 30-36 Monument Street London EC3R 8LJ Registered No. 8397825 VAT No. 183844184
Elliott Davies is a trading style of Court Enforcement Services Ltd – PO Box 396 – Loughton – Essex, IG10 9GL
With bailiffs, you should always act quickly to sort the issue as there is a fast escalation process. So get in touch with me or the rest of the team now and let’s take control of your debt situation.
Jonathan Michaels
Financial Advisor at IVA Advice
I am a CII Advanced Diploma Financial Advisor with over 15 years of experience working with FCA Regulated Finance Companies in the insurance, credit card, loan and debt industry.
I am very familiar with The Civil Enforcement Association and the High Court Enforcement Officers Association and I have written extensively on Financial Services matters.
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