Very professional and helpful explains everything
Very friendly and helpful
very friendly polite people explain everything clearly to you recommended this company
B & S Bailiff Services Ltd are a bailiff company who are authorised by Swansea Civil Justice Centre to collect debts owed to their clients.
If you have received any form of communication from B & S Bailiff Services Ltd, contact us immediately for independent, confidential and free debt advice. We will explore all of your options with the aim of stopping this bailiff from being able to take any further action. You must act quickly.
Let’s find out more about B and S Bailiff Services and how they work …
Who do B and S Bailiff Services collect for?
B & S Bailiff Services Ltd work with local authorities and private clients to collect outstanding debts on types of debts such as:
- Council Tax
- Parking Fines
- Credit Cards
Can B & S Bailiff Services Ltd Force Entry?
B & S Bailiff Services Ltdare not allowed to force entry into your home for the above-mentioned debt collection unless they have a court order (which they can present to you). The only time a bailiff can force entry into your home is if they are collecting debts such as:
- Unpaid Criminal Fines
- Income Tax
- Stamp Duty
They can only force entry into a property to collect a debt as a last resort.
Does That Mean B & S Bailiff Services Ltd Won’t Try To Come Into My home?
No. As with most bailiff companies, there is a chance that B & S Bailiff Services Ltdwill try to make home visits to discuss the alleged debt. These visits can be very distressing, not only for the person who is the named debtor but for the entire family.
Intimidation TacticsCreditors such as B & S Bailiff Services Ltd often use methods that are seen as aggressive. Although the UK Government has made some changes to reduce bailiffs’ powers, their main tactic continues: intimidation. The first point of contact which B & S Bailiff Services Ltd may use will be an introductory phone call and letter, which will set out their pre-action protocol, the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually: A home visit. A county court judgement (CCJ), issued by B & S Bailiff Services Ltd if you fail to repay the debt within this tight deadline. A threat of bankruptcy (usually if the debt is over £750). Letters like this are very standard with every credit provider. Do not take these letters personally, there is help at hand, but you should act quickly. Contact us immediately and we will try to deal with B & S Bailiff Services Ltd on your behalf.
Home VisitsField agents may visit your home. The field agents are usually male, large in stature and try to command authority with their tone of voice and actions, which can be perceived as very intimidating. Generally, many bailiff companies try to access your home through a variety of tactics, which include techniques such as: Checking for unlocked doors throughout the property and entering through an unlocked door. Knocking on your door and when the door opens, entering the property. Important: They are not allowed to push past you, though many bailiff services may try to do so. They can also use a locksmith to try to access to the property. We strongly recommend that you do not let B & S Bailiff Services Ltd into your home, no matter what they tell you. Contact us immediately and we will try to deal with them on your behalf.
Can B & S Bailiff Services Ltd Remove Goods?
Once inside your home, bailiffs can try to take items worth the value of the debt amount. They may take luxury items such as a TV or games console.
They cannot take items you need, such as a cooker or a fridge, essential work tools and equipment, or someone else’s belongings (although you will have to prove that they belong to someone else).
Is B & S Bailiff Services Ltd Legitimate?
B & S Bailiff Services is a legitimate Enforcement Agency and regulated by the Civil Enforcement Association.
If you have had an issue with B & S Bailiff Services Ltd, you can complain directly to the Civil Enforcement Association.
To complain to the High Court Enforcement Officers’ Association, email your complaint to firstname.lastname@example.org or call 0844 824 4575. It’s better to email if you can as you can keep a record of what you have sent.
Are B & S Bailiff Services Ltd High Court Bailiffs?
Yes, B & S Bailiff Services Ltd are High Court Bailiffs, otherwise known as Enforcement Agents. They are registered to collect County Court debts and their clients are usually local councils.
What rights Do B & S Bailiff Services Ltd Have?
- Send letters to addresses where they think that you live, including new addresses which you have not provided to them.
- Call you on phone numbers which they believe you to have access to.
- Visit you at your home or appoint representatives to visit you at home.
- Add charges, interest and penalties in accordance with the original agreement you entered into.
- Have the “right to offset”. This usually happens in situations when you have a debt with a bank, but you may also have money held within that same bank (for instance a credit card and a current account).
- Register a default on your credit file. This sometimes happens very quickly, but you should be given notice of this upfront. If a default is registered on your credit file, it has a very negative effect on your credit rating and your ability to gain credit in the future.
- Apply for a county court judgement (CCJ). If a CCJ is registered on your credit file, it has a very negative effect on your credit rating and your ability to gain credit in the future.
- Issue a statutory demand if your debt is over £5000. This is usually the first step in petitioning for your bankruptcy. You would need to appoint a legal representative (usually a solicitor) to represent you in these circumstances.
How do you stop B & S Bailiff Services Ltd?
You can stop bailiffs by taking proactive action to manage your debts. This includes formal solutions such as an IVA or bankruptcy.
Don’t let things escalate. Get in touch with me or the rest of the team now and let’s take control of your debt situation. The quicker you act, the better.