What are bailiffs?
Bailiffs are people who have been given special powers by the courts to collect debts. They usually arrive at debtors homes or places of business. Usually, if you do not pay bailiffs immediately they will try to repossess household and business items, alongside any vehicles which may be at the property. They will then look to sell these items at auction to use towards the money owed. A County Court Bailiff will collect a wide range of debts including council tax debt (council tax bailiffs), parking fines, CCJ’s and many others.
Our advisors work with a huge number of different court bailiffs throughout the United Kingdom to ensure that our customers avoid repossession and resolve their debt problems quickly and confidentially.
What can bailiffs take?
Bailiffs can take any luxury items. This includes TV’s, consoles, or anything else which isn’t essential for survival. They will also look to repossess vehicles which are at your property.
What can’t bailiffs take?
Bailiffs can not remove essential items.
- Cooking items, such as cookers, microwaves, fridges or freezers
- Work tools and equipment (with a value of £1350 or under)
- Other peoples belongings (proof is usually required)
How to stop bailiffs
When bailiffs arrive at your house, you should ask them to show appropriate identification to prove who they are.
To stop bailiffs, you need to have an active debt proposal (such as an IVA or bankruptcy). Contact us immediately for bailiff help, bailiff advice or to find out more about bailiffs rights. Beat the bailiffs!
Commonly Asked Questions
Can bailiffs enter your house when you are not there?
Bailiffs can only enter your house when you are not there through an unlocked door, unless is related to a criminal debt.
How many times can a bailiff visit?
A bailiff can visit a property as many times as they think is necessary in order to collect a debt. This should be a reasonable amount, for example once a day.
Do bailiffs work weekends?
Bailiffs often work weekends, they have the authority to enter properties any day of the week between 6am-9pm.
Can a bailiff take my car?
A bailiff will often try to take your car unless it is not parked on your drive, on somebody else’s private land.
Can bailiffs enter my parents house?
If a bailiff has a court order (warrant) to enter the property, then they can enter your parents house.
Can a bailiff refuse a payment plan?
A bailiff can refuse a payment plan if they are instructed to collect the amount in full only. They are agents for the creditor, so it is not in their powers to accept payment plans which do not suit the original lender.
Can bailiffs force entry?
A bailiff can force entry to your property with a relevant court order. This is usually a last resort, it may incur charges (your debt may be increased).
This sometimes happens with council tax arrears bailiffs, when dealing with bailiffs council tax.
Can I pay the council instead of the bailiffs?
When a debt has reached the bailiffs, it is now your responsibility to pay the bailiffs unless you pay the original creditor in full, they can then inform the bailiff that the matter is settled. You would usually have to pay the fees incurred.
What can you do if bailiff only want full payment?
If a bailiff only wants full payment for a debt which is owed, you will either need to clear the payment in full or enter into a formal arrangement which includes the full amount of the total debt (inclusive of charges).
Note: For bailiffs scotland, see our Scottish Trust Deed page.
Here is a recent and up-to-date list of high court bailiffs that have approved IVA proposals: